Payments in online shops

One solution for all payment methods

Do you need a secure and reliable payment solution for your online shop? PostFinance combines TWINT, Visa, Mastercard, PostFinance Pay, Apple Pay and other payment methods. Easy integration and centralized management.

The benefits for you

  • Flexible pricing
    Whether it’s an inexpensive complete solution, maximum flexibility or no fixed costs: you choose the subscription that best suits your business.
  • Less hassle, more revenue
    You’ll bundle payment processing into a single solution instead of managing several providers individually. You’ll also reduce cancelled purchases by providing suitable payment methods.
  • Simple to integrate, quick to get started
    You can integrate the PostFinance payment solution into your shop system in just a few steps and start accepting payments quickly.

Triple the benefits with the e-com bundle subscription

The e-com bundle is the most widely used package solution for SMEs. Benefit from a 25% discount on transaction costs for the first three months plus three years of free account management, including PostFinance Card.

We support all common shop systems

  • Shopify

  • Shopware

  • WooCommerce

  • OpenCart

  • PrestaShop

  • And 16 more

All major payment methods are included in the e-com bundle

Logos of supported payment methods
Logos of supported payment methods
  • PostFinance Pay

  • Visa and Mastercard

  • TWINT

  • Apple Pay

  • Click to Pay

  • Diners Club, JCB, Amex, PayPal and other cards

  • Google Pay

  • QR-bill and eBill

  • Set up recurring payments

  • Payment links and debits by e-mail

Prices and services of the e-com bundle

Set-up costs free of charge

CHF 0.00

Monthly costs

CHF 19.90

Transaction costs

PostFinance Pay: 1.3%
TWINT: 1.3%
Visa/Mastercard: 1.5%
Min. CHF 0.20
Processing costs: +CHF 0.18/transaction

Benefits

  • Set it up online straightaway

  • Activated within 10 days

  • PostFinance as contractual partner 

  • Support team at PostFinance

  • Keep track of everything with the Checkout portal

Good to know

A one-stop shop – with 100 years of experience

With PostFinance, you have a Swiss payment provider at your side who offers you a comprehensive payment solution for your online shop as a single provider. Benefit from stable and secure processing of payments and flexible customization options. With our dedicated support team, we are there to support you reliably in your day-to-day business, around the clock.

Prevention of fraud

With us, you can protect yourself from online fraud by rejecting invalid payment methods before the transaction. You can also exclude certain payment methods and block transactions from selected countries.

Reduced administrative burden

Our payment solution fits into your processes, such as accounting: you can find the sales reports (reconciliations) of the various acceptance partners and your archived sales receipts in your Checkout portal. You can export these as a CSV file with a single click and import them into your accounting software.

Collect payments by invoice and eBill

Offer your customers payment by invoice and eBill. To do so, activate the QR module in the Checkout portal: PostFinance Checkout sends the invoices, automatically reconciles incoming payments and triggers reminders if necessary. You also have the option of using PowerPay, whereby a partner will protect you against payment defaults.

Available with all subscription models.

Store and charge credit cards

You’ll automatically settle recurring payments, for example for subscriptions, with your customers. This means your customers won’t have to make the same payment manually every time and saves you administrative hassle.

Available with Checkout e-com bundle and Flex.

Send payment links

Send your customers a payment link that allows them to pay directly and securely using one of the connected payment methods. This is useful if you want an easy way to request payments without an additional checkout process.

Available with Checkout e-com bundle and Flex.

Use Charge Flow to get payment approval

With Charge Flow, you get your customers to approve payments by e-mail. This gives you flexibility in the amounts you request, for example for additional charges or services, without going through the traditional checkout process.

Available with Checkout e-com bundle and Flex.

Personalizing e-mails and documents

Send your customers e-mails or documents with your customized design.

Available with all subscription models.

Checkout for omnichannel

All Checkout price plans can be expanded at any time to an omnichannel solution with payment terminals for accepting cashless payments in-store.

Our support team would be happy to help you

As a customer of our cashless payment solutions for business, you benefit from the following free services:

  • Around-the-clock telephone support
  • Responses to e-mail queries within two working days
  • Comprehensive support and guides in the self-service area

Optional: personal Support Plus

  • For CHF 69.90 a month, you receive additional support
  • Your queries are prioritized via a separate phone line
  • You receive a response to e-mail enquiries within six hours
  • A two-hour video session to go into more detail on your payment solution is also available to you (redeemable within 12 months)

Need support?

We will be pleased to set aside time for a personal consultation.

We will be happy to help. Call us on +41 58 448 14 24

Monday to Friday: 8 a.m. to 8 p.m.
Saturday: 8 a.m. to 5 p.m

E-com bundle: the advantages for your finances

  • Set-up costs free of charge

  • 25% discount on transaction costs for three months

  • Three years of free account management and PostFinance Card for your credit account

  • CHF 19.90 per month

  • Transaction fees 1.3−1.55% 

Create an account with no obligation and test PostFinance Checkout free of charge for 30 days.
We are available by phone on +41 58 448 14 24 from Monday to Friday, 8 a.m. to 6.30 p.m.

All payments under control at all times

Other solutions – tailored to your online shop

Is the e-com bundle not suitable for your business? No problem – we have other subscription models to choose from.

Checkout All-in-One: the ultimate starting point

Suitable for smaller shops. For annual sales of less than CHF 200,000.

Checkout Flex: maximum flexibility

Suitable for larger shops. Optimized for larger companies with special requirements.

Services

The All-in-One subscription makes it easy to get started: the most important payment methods are already preconfigured, and a uniform commission per transaction ensures easily calculable costs.

  • Set it up online straightaway

  • Activated in ten working days

  • PostFinance Pay, TWINT, Visa and Mastercard payment methods preconfigured

  • Payment method by invoice optional (eBill/QR-bill)

  • PostFinance is a contractual partner 

  • Support team at PostFinance

  • Keep track of everything with the Checkout portal

Costs

Monthly subscription costs
CHF 14.90
One-time setup
CHF 199.00
Transactioncosts
2.5%, at least CHF 0.20
PSP processing costs
CHF 0.00

Benefits

Get a flexible choice of payment providers and payment methods and benefit from bespoke prices.

  • Set it up online straightaway

  • Request contracts from your preferred payment providers conveniently online

  • Time required for activation dependent on chosen acceptance partners

  • PostFinance is a payment service provider

  • Support team at PostFinance

  • Comprehensive overview with the Checkout portal and e-finance analyses

Acceptance partners and payment methods

During the set-up process, you can send a contract request directly to your chosen provider in the Checkout portal. 

PostFinance

  • PostFinance Pay 
  • Invoice via eBill
  • QR-bill by e-mail
Wallee Group AG
  • PostFinance Pay 
  • TWINT
  • Visa and Mastercard (debit and credit cards)
  • Apple Pay und Google Pay
  • Click to Pay
First Data GmbH
  • Visa and Mastercard (debit and credit cards)
  • Diners Club
  • JCB
  • China UnionPay
Worldline
  • Visa and Mastercard (debit and credit cards)
  • TWINT
  • Diners Club
  • JCB
  • China UnionPay
Nexi
  • Visa and Mastercard (debit and credit cards)
  • Diners Club
  • JCB
  • China UnionPay
Swisscard
Amex (American Express)
PayPal
Visa and Mastercard (debit and credit cards)
MF Group/PowerPay
Powerpay (invoice)

Costs

Monthly subscription costs
CHF 19.90
One-time set-up
CHF 249.00
Transaction costs
According to the price list of your selected payment provider
PSP processing costs
+CHF 0.18 per transaction

Paying in online shops: more on the topic

30-day free trial

Create an account in the Checkout portal with no obligation.

FAQs

  • Included in all subscriptions:

    • PostFinance Pay
    • Visa and Mastercard
    • TWINT
    • Apple Pay
    • Click to Pay

    Depending on the subscription, there is also:

    • Diners Club, JCB, American Express and other cards
    • Google Pay
    • PayPal
    • QR-bill and eBill
    • Recurring credit card payments
    • Payment links and debits by e-mail
  • For WooCommerce, download the free PostFinance plug-in directly from the Checkout portal and connect it to your shop. You can connect to Shopify via connected services. Important information: Shopify charges a fee of 0.3%, which we will pass on to you.

  • Checkout All-in-One: simple starter pack with fixed payment methods and fixed transaction costs. Ideal for smaller shops.
    Checkout e-com bundle: for shops with annual revenue of CHF 200,000 or more, with additional discounts.
    Checkout Flex: free choice of payment providers and payment methods, with individual contractual conditions.

  • Yes. Plug-ins are available free of charge for the most common shop systems. You can connect these plug-ins to your shop without having to do any programming. If required, our support team will be happy to help.

  • Once you have submitted all the required documents in the Checkout portal, we will check them. With the Checkout e-com bundle and All-in-One, you will usually receive your first payments within 10 working days. With Checkout Flex, the length of time depends on the chosen payment providers. This is beyond PostFinance’s control.