The free PostFinance student account enables you to create the ideal foundation for your financial future. Thanks to online banking and the right cards, you have your money under control. You benefit from a preferential interest rate during your apprenticeship or studies.
Ideal for an apprenticeship or studying
Everything included with the free SmartStudents banking package
Free account management and PostFinance Card
Free Classic/Standard credit card or Mastercard® Value (prepaid card) on request
TWINT included
CHF 25/month per account, regardless of assets
Whether you’re cancelling your current bank account or you want to convert your existing youth or private account into a student account – we will be happy to help.
Are you are between 18 and 30 years of age and in education or training? Send us a copy of your training contract or proof of education via e-finance or by post. We will convert your youth account or private account into a student account after we have checked the details.
You cannot overdraw your account. Subject to a positive creditworthiness check and regular payments, we will be pleased to grant a monthly overdraft limit of CHF 1,000, which can be adjusted at any time on request.
Account management for the student account is free. You can avoid charges by paying attention to the following points:
You can open an account yourself in just a few minutes via the PostFinance App. You must identify yourself with your ID and a face scan and then sign the account opening documents directly in the app. Once you have created your login, you can use your student account right away. We will send you the card(s) by post within a few days.
From the age of 18, you can get the student account as part of the SmartStudents banking package.
Find the right accounts, cards and apps for every age.
CHF 0/month
The student account for finances, especially during an apprenticeship and studies.
Open an additional student account with ease online.
