The following conditions apply as of 1 August 2024:
31. July 2024, News
PostFinance reduces interest rates on savings and retirement savings accounts
The Swiss National Bank (SNB) lowered its policy rate from 1.75% to 1.5% on 21 March 2024 and from 1.5% to 1.25% on 20 June 2024. PostFinance is responding to this by lowering the interest rates on savings accounts, the retirement savings account 3a and the vested benefits account as of 1 August 2024.
| Account | Interest rate as of 01.08.2024 |
|---|---|
| Account Savings account in CHF |
Interest rate as of 01.08.2024 0.50% up to CHF 50,000 0.20% from CHF 50,000 |
| Account Savings account in EUR |
Interest rate as of 01.08.2024 0.50% up to EUR 50,000 0.20% from EUR 50,000 |
| Account Youth savings account in CHF (incl. gift savings account in CHF) |
Interest rate as of 01.08.2024 0.80% up to CHF 25,000 0.50% from CHF 25,000 up to CHF 50,000 0.20% from CHF 50,000 |
| Account Youth savings account in EUR |
Interest rate as of 01.08.2024 0.80% up to EUR 25,000 0.50% from EUR 25,000 up to EUR 50,000 0.20% from EUR 50,000 |
| Account Retirement savings account 3a |
Interest rate as of 01.08.2024 0.80% |
| Account Vested benefits account |
Interest rate as of 01.08.2024 0.30% |
The adapted interest rates will come into effect automatically; customers do not need to do anything. For other ac-count types, existing interest rates will continue to apply.
The SNB will conduct its next monetary policy assessment on 26 September 2024. PostFinance monitors developments on an ongoing basis. PostFinance will provide information promptly in the event of further modifications.