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Retirement planning advice
You would like to analyse your retirement planning situation, close pension gaps in old age or protect against risks? With the right pension solution, you can protect yourself and your loved ones from the financial consequences of incapacity to work or death and make early provision for your retirement. Book a free consultation with one of our retirement planning advisors.
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Benefit from the knowledge of our experts
- Assessment of pension gaps and risks
- Individual solutions for protecting your loved ones or asset growth for your retirement
- Ensure your security with personal retirement planning
- Consultation situation or images of advisors
We all have different expectations from life. Our retirement planning advice is oriented entirely towards your personal and financial needs, plans and dreams. Arrange a consultation now to organize your finances in the best way at an early stage.
Step 1: Situation and needs analysis
In an initial consultation, we will analyse your personal, retirement planning and financial situation. Your objectives, needs and wishes will set the course.
Step 2: Compiling your retirement planning analysis
By taking into account your cover from state, occupational and private pensions, we can obtain an overall picture of your financial situation in the event of incapacity to work or death, or with regard to your retirement.
Step 3: Discussing your retirement planning analysis
During another appointment, our retirement planning experts will present your retirement planning situation and current coverage in various scenarios in an easily comprehensible way. That way, you will find out about any pension gaps and optimization potential.
Step 4: Optimizing your retirement planning and asset situation
We will discuss different ways to optimize your retirement planning situation and protect yourself against financial risks. Together, we will plan how to build up your assets for a carefree retirement and look for ways to optimize your taxes for your retirement planning.
Step 5: Implementing further steps
We will advise you, but the decision on solutions or products to cover your retirement needs is entirely up to you. By the end of the consultation, you should be able to enjoy your current life situation with financial security.
We are here for you at every stage of your life
Changes in your personal or professional situation can have positive or negative effects on your retirement planning situation. Check your personal pension plan regularly. We can help you with this – simply arrange an appointment.
Based on the information you provide, we check your income situation in the event of various risks, such as incapacity to work due to illness. This is the most common reason for disability. Our experience shows that cover in precisely this case is often insufficient. In a pension provision analysis, we work out possible solutions with you for all risk scenarios, so that you have the optimal protection for your needs.
Would you like to tackle the topic of retirement planning yourself? We recommend the following fields of knowledge and calculators.
Retirement planning information
Basic retirement planning information |
Information on the 3-pillar concept in Switzerland and further useful information can be found under Financial planning information. |
Optimizing your retirement planning situation |
Find out how you can make targeted savings for your old age and optimize your retirement planning situation. |
Preparing for retirement |
A few years before retirement, there are still a few important decisions to make – especially if you are thinking of taking early retirement. |
Retirement planning solutions overview |
PostFinance offers a suitable solution for all your retirement planning needs. |
Retirement planning calculators
Identifying gaps in your pension |
Get an overview of your personal pension provision situation for old age, death and disability with the pension gaps calculator. |
Household budget |
Get an overview of your individual incomings and expenditure with the household budget calculator. |
Tax savings with pillar 3a |
Calculate your tax benefits and asset growth with inpayments to pillar 3a with the tax savings with pillar 3a calculator. |
Pension fund purchases |
Increase your employee benefits by making voluntary contributions to the pension fund. Calculate your benefits with the pension fund purchases calculator. |
More calculators |
Calculate asset growth for achieving a savings target or the tax burden when you withdraw assets from pillar 3a or the pension fund. Discover all our retirement planning calculators. |
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Saturday: 8 a.m. – 5 p.m