To invest in ETFs, you need a private account with e-finance. You can open a securities custody account with PostFinance yourself in e-finance under “Products” > “Investments”.
Funds saving plan
- Invest regularly
- Invest independently
- Minimize risk
ETFs (exchange traded funds) are funds traded on the stock exchange. ETFs consist of multiple securities and are designed to track the performance of a specific index, such as the Swiss Market Index (SMI).
Lower operating costs, as the index is tracked and ETFs are not actively managed
ETFs are traded like shares on the stock exchange
Depending on the ETF, a high level of diversification with just one transaction
You can trade ETFs in e-trading from as little as CHF 6 brokerage fee
With products from our ETF partners, you also benefit from ongoing promotions
To invest in ETFs, you need a private account with e-finance. You can open a securities custody account with PostFinance yourself in e-finance under “Products” > “Investments”.
You have three options for investing in ETFs with PostFinance: e-trading enables independent, secure and cost-effective trading on global stock exchanges. If you use e-asset management, our experts will make the investment decisions for you and monitor the markets for you. With investment consulting plus, you get personalized advice and can make your own choices.
Simple and cost-effective: with e-trading, you can trade on the most important stock exchanges worldwide. Trade ETFs from as little as 6 francs brokerage fee and benefit from attractive conditions and promotional offers. Choose independently from around 60,000 ETFs.
Don’t have the time or inclination to invest? With e-asset management, you can sit back and relax. Our team of investment experts will make your investment decisions for you and keep track of trends on the financial markets.
Do you want to keep up to date with market changes and would like your customer advisor to provide proactive support in your investment decisions? As part of the investment consulting plus package, you will receive personalized advice, which will enable you to make informed investment decisions.
You can trade ETFs in e-trading from as little as CHF 6. With e-trading, you can trade free of charge until the fees for your custody account are reached. Each quarter, you will receive trading credits worth CHF 18 corresponding to your custody fee.
There is a service fee for investment consulting plus and e-asset management, which is reduced for higher invested assets. This service fee includes brokerage fees.
With e-trading, investors have the opportunity to sell their shares in an ETF at the current market price at any time, whenever the market is open. Brokerage fees (sales fees) are payable for securities transactions.
Exchange gains and capital gains are not taxable for private investors. Dividends, on the other hand, are subject to income tax. It does not matter whether the ETF distributes or reinvests (accumulates) the dividend or interest income.
This information is not intended as tax advice. Consult a tax advisor for conclusive advice. You can request a tax certificate for e-trading in e-finance at any time under “My services”. The tax certificate is included with e-asset management and investment consulting plus.
As a rule, ETFs distribute income annually. However, there are also ETFs that distribute income semi-annually or quarterly. This can be viewed in the term sheet or the key information document of the relevant ETF.
There is no fixed minimum investment amount for purchasing ETFs in e-trading. Investors can already start investing with the purchase of a single unit. The recommended minimum investment amount is CHF 5,000 for e-asset management and CHF 80,000 for investment consulting plus.
The relevant information can be viewed for the each ETF (key information document). The information can be viewed in e-trading and e-finance. ETF providers, data providers (e.g. FE fundinfo) or stock exchanges also provide comprehensive information on ETFs.
Accumulating ETFs reinvest the distributions directly. Distributing ETFs pay out income to the investor.