This has multiple benefits: compared to conventional payments, money sent with instant payments is available more quickly, and your account balance is always up to date. What’s more, interest is credited earlier, because the value date is the same as the booking date. Since the order approval is linked to the receipt of payment, companies can start the production process earlier and manage liquidity better.
Receipt of instant payments is free of charge for PostFinance private customers and included in the basic service for companies.