Conditions of participation

For e-asset management, investment consulting plus, fund consulting basic and fund self-service.

Participation in the prize draw for 10 x 5,000 francs organized by PostFinance Ltd (hereinafter PostFinance) is subject to the following conditions. By making an investment of at least 5,000 francs during the promotion period, participants accept these conditions of participation.

  • All PostFinance customers resident in Switzerland who open one of the following investment solutions between 30 September 2024 and 30 November 2024 and invest at least 5,000 francs (net) are eligible to take part in the prize draw: e-asset management, investment consulting plus, fund consulting basic, fund self-service.
  • All PostFinance customers with an existing investment solution (e-asset management, investment consulting plus, fund consulting basic, fund self-service) who invest at least an additional 5,000 francs between 30 September 2024 and 30 November 2024 are also eligible to take part in the prize draw.
  • The invested 5,000 francs apply per investment solution, and it is not possible to split the amount between several investment solutions.
  • The investment solution must be active for at least three months, until 28 February 2025, and the capital must be invested. All the capital invested during the special offer period is valid, regardless of price fluctuations, and minus any redemptions.
  • 10 x 5,000 francs can be won in the prize draw.
  • No cash prizes will be awarded. The winners will be informed by post. Prizes cannot be transferred to third parties.
  • Each customer (per customer base) can participate in the prize draw once only and has the opportunity to win a total of 10 x 5,000 francs, with a maximum of 1 x 5,000 francs.
  • The winners will be drawn at the beginning of March, and any prize won will be paid into your investment account for the e-asset management or investment consulting plus investment solution or to your reference account for the fund consulting basic or fund self-service investment solution. If the credit account is not in the currency of the promotion, the payment will be made to an account in Swiss francs where possible.
  • The prize money is subject to income tax and withholding tax, which means that the winner must declare the amount in their tax return. Winners are also obliged to provide PostFinance with a residence certificate within 60 days, and we will then forward this to the Federal Tax Administration. Winners will not be able to claim their prize if they do not send the residence certificate to PostFinance. The winners understand and agree that the details of the prize win (amount and personal details) will be reported to the Federal Tax Administration (FTA) via a reporting form (as per Art. 20a of the WTA).
  • All winners have the right to refuse the prize. In this event, the person must contact our Customer Center on +41 58 448 14 14.
  • Following the closing date, PostFinance will draw the winners by random selection from all participants. The prize draw will take place at the beginning of March 2025 and will be closed to the public. PostFinance will inform the winners in writing within ten days.
  • To the extent permitted by law, PostFinance excludes any liability in connection with the competition.
  • PostFinance may modify these conditions of participation at any time. PostFinance reserves the right to terminate the prize draw at any time without advance notice and without giving a reason. In the event of suspected fraud or misuse, breach of these conditions of participation or other similar conduct, PostFinance may exclude individual persons from the prize draw without stating reasons. If participants are excluded or if the prize draw is discontinued, there will be no right to claim for payment or compensation.
  • PostFinance will enter into no correspondence regarding the prize draw. Participants have no right to information. Any right of appeal is excluded. The prize draw is subject to Swiss law. The sole place of jurisdiction is Bern.
  • PostFinance hereby expressly states that all information provided here or on linked pages does not constitute an invitation to buy or sell securities and/or rights. Furthermore, this does not constitute an investment recommendation.

FAQs

  • No, you can take part in the prize draw once only per customer base if you subscribe to an investment solution between 30 September 2024 and 30 November 2024 or invest in an existing investment solution. The investment amount of at least 5,000 francs must be paid in, the investment solution must be active until 30 November 2024 and the capital must be invested.

  • The offer applies in both cases. You can subscribe to the investment solutions both independently in e-finance or with an advisor at a PostFinance branch.

  • This offer applies per customer. You can therefore subscribe to or manage an investment solution for an individual customer relationship, a partner customer relationship or a partner custody account. Further Subscriber Conditions for the individual products and factsheets about the investment solutions can be found under Information on investing.

  • Yes, if you already have an investment solution (e-asset management, investment consulting plus, fund consulting basic or fund self-service) and you invest 5,000 francs in the same investment solution between 30 September 2024 and 30 November 2024, you will also have a chance of winning 5,000 francs. Any redemptions from fixed assets from 30 September 2024 onwards will be deducted. The net investment amount must be at least 5,000 francs between 30 September 2024 and 30 November 2024 and the capital must be invested until 28 February 2025.

  • No, the offer does not apply if you transfer money from one investment solution to another. You will automatically be entered into the prize draw if you make a new investment of at least 5,000 francs between 30 September 2024 and 30 November 2024.

  • Yes, the offer applies to both individual purchases and funds saving plans. For funds saving plans, the cumulative sum of at least 5,000 francs applies during the promotional period.

  • No, to be eligible for the promotion, the amount cannot be distributed between different investment solutions. You must pay at least 5,000 francs into a single investment solution either in the form of an individual investment or a funds saving plan in order to take part in the prize draw.

  • The sum paid in/purchased at the time of the investment is what is relevant. Subsequent market fluctuations are not taken into account.

  • The sum paid in/purchased at the time of the investment is what is relevant. Any fees incurred in connection with the investment are not relevant for participation in the prize draw.