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CH-DD direct debit scheme from PostFinance remains in place

In consultation with the bodies of the Swiss financial center, SIX has decided to discontinue the existing LSV+/BDD direct debit procedures as of 30 September 2028. This does not apply to PostFinance’s CH-DD direct debit scheme.

PostFinance uses a modern direct debit scheme in its CH-DD direct debit (Core direct debit and B2B direct debit schemes). This enables invoice issuers, based on payment authorizations, to automatically collect receivables in Swiss francs and euros from PostFinance customers using standardized ISO formats. With this solution, paying parties can make payments automatically and without charge.

No end date has been defined for the CH-DD direct debit scheme. Our CH-DD direct debit payment solution will be available as usual. Registrations for invoice issuers will continue to be accepted.

In addition to the CH-DD direct debit scheme, PostFinance offers its invoice issuers and direct debit payers alternative payment methods such as eBill, electronic invoices B2B, Paper Bill and eBill Donations. If you have any questions on this topic, please contact your customer advisor directly. 

Direct debit scheme

In Switzerland, two types of direct debit scheme are used: the CH-DD direct debit scheme (Core and B2B Direct Debit), when an account is debited by PostFinance, or LSV+/BDD, when an account with another Swiss bank is debited. The direct debit schemes are not interoperable. This means: no bank accounts can be debited with CH-DD direct debits, and no PostFinance accounts can be debited with LSV+/BDD.