- The account is debited on the value date
- The value date is two working days after the transaction is completed
- No commission fees are charged
- Interest income on fixed-term deposits is subject to 35% withholding tax
- Early repayment of the investment is not possible
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Fixed-term deposits
Benefit from potential returnsFixed-term deposits are the right money market instrument for investors who want to invest their surplus cash in the short to medium term. You determine the term of your investment yourself.
Fixed-term deposits: choose the term yourself
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Plannable investments with a fixed, agreed-upon interest rate
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The term can be freely selected up to 12 months
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No commission
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Sign up conveniently in e-finance or the PostFinance App
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Criteria New: fixed-term deposits up to CHF 100,000 Fixed-term deposits from CHF 100,000 to CHF 1 million Fixed-term deposits from CHF 1 million Criteria Minimum amountNew: fixed-term deposits up to CHF 100,000 CHF 50,000Fixed-term deposits from CHF 100,000 to CHF 1 million CHF 100,000 or equivalent in a foreign currencyFixed-term deposits from CHF 1 million CHF 1 million or equivalent in a foreign currencyCriteria Compatible currenciesNew: fixed-term deposits up to CHF 100,000 CHFFixed-term deposits from CHF 100,000 to CHF 1 million CHF and foreign currenciesFixed-term deposits from CHF 1 million CHF and foreign currenciesCriteria TermNew: fixed-term deposits up to CHF 100,000 3 to 12 monthsFixed-term deposits from CHF 100,000 to CHF 1 million 3 to 12 monthsFixed-term deposits from CHF 1 million Choose between 1 week and 12 monthsInvestment currencies
CHFSwiss francAUDAustralian dollarCADCanadian dollarDKKDanish kroneEUREuroGBPBritish poundJPYJapanese yenNOKNorwegian kroneSEKSwedish kronaUSDAmerican dollarPostFinance reserves the right to modify the available currencies based on the current market situation.