Fixed-term deposits

Benefit from potential returns

Fixed-term deposits are the right money market instrument for investors who want to invest their surplus cash in the short to medium term. You determine the term of your investment yourself.

Fixed-term deposits: choose the term yourself

  • Plannable investments with a fixed, agreed-upon interest rate

  • The term can be freely selected up to 12 months

  • No commission

  • Sign up conveniently in e-finance or the PostFinance App

  • CriteriaNew: fixed-term deposits up to CHF 100,000Fixed-term deposits from CHF 100,000 to CHF 1 million Fixed-term deposits from CHF 1 million
    Criteria
    Minimum amount
    New: fixed-term deposits up to CHF 100,000
    CHF 50,000
    Fixed-term deposits from CHF 100,000 to CHF 1 million
    CHF 100,000 or equivalent in a foreign currency
    Fixed-term deposits from CHF 1 million
    CHF 1 million or equivalent in a foreign currency
    Criteria
    Compatible currencies
    New: fixed-term deposits up to CHF 100,000
    CHF
    Fixed-term deposits from CHF 100,000 to CHF 1 million
    CHF and foreign currencies
    Fixed-term deposits from CHF 1 million
    CHF and foreign currencies
    Criteria
    Term
    New: fixed-term deposits up to CHF 100,000
    3 to 12 months
    Fixed-term deposits from CHF 100,000 to CHF 1 million
    3 to 12 months 
    Fixed-term deposits from CHF 1 million
    Choose between 1 week and 12 months
    • The account is debited on the value date
    • The value date is two working days after the transaction is completed
    • No commission fees are charged
    • Interest income on fixed-term deposits is subject to 35% withholding tax
    • Early repayment of the investment is not possible 

    Investment currencies

    CHF
    Swiss franc
    AUD
    Australian dollar
    CAD
    Canadian dollar
    DKK
    Danish krone
    EUR
    Euro
    GBP
    British pound
    JPY
    Japanese yen
    NOK
    Norwegian krone
    SEK
    Swedish krona
    USD
    American dollar

    PostFinance reserves the right to modify the available currencies based on the current market situation.