Fixed-term deposits

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Fixed-term deposits are the right money market instrument for investors who want to invest their surplus cash in the short to medium term. You determine the term of your investment yourself.

Fixed-term deposits: choose the term yourself

  • Plannable investments with a fixed, agreed-upon interest rate

  • The term can be freely selected up to 12 months

  • No commission

  • Sign up conveniently in e-finance or the PostFinance App

The minimum amounts and terms on offer are based on the current market conditions.

CriteriaNew: fixed-term deposits up to CHF 100,000 Fixed-term deposits from CHF 100,000 to CHF 1 million Fixed-term deposits from CHF 1 million 
Criteria
Minimum amount
 New: fixed-term deposits up to CHF 100,000 No offer currently available.
CHF 50,000
 Fixed-term deposits from CHF 100,000 to CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
CHF 100,000 or equivalent in a foreign currency
 Fixed-term deposits from CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
CHF 1 million or equivalent in a foreign currency
Criteria
Compatible currencies
 New: fixed-term deposits up to CHF 100,000 No offer currently available.
CHF
 Fixed-term deposits from CHF 100,000 to CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
CHF and foreign currencies
 Fixed-term deposits from CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
CHF and foreign currencies
Criteria
Term
 New: fixed-term deposits up to CHF 100,000 No offer currently available.
3 to 12 months
 Fixed-term deposits from CHF 100,000 to CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
3 to 12 months 
 Fixed-term deposits from CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
Choose between 1 week and 12 months
  • The account is debited on the value date
  • The value date is two working days after the transaction is completed
  • No commission fees are charged
  • Interest income on fixed-term deposits is subject to 35% withholding tax
  • Early repayment of the investment is not possible 

Investment currencies

CHF
Swiss franc
AUD
Australian dollar
CAD
Canadian dollar
DKK
Danish krone
EUR
Euro
GBP
British pound
JPY
Japanese yen
NOK
Norwegian krone
SEK
Swedish krona
USD
American dollar

PostFinance reserves the right to modify the available currencies based on the current market situation.

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Invest with fixed-term deposits

Directly in e-finance, in the PostFinance App or by telephone.