What level of risk can you afford to assume?
Risk capacity is determined based on your personal and financial situation. For this reason, your advisor will ask you questions about your current personal and professional situation, your income, your savings, your financial commitments and your plans for the future. Your risk capacity is greater if you are less dependent on the capital invested. This means that if you have savings that you won’t need for daily living expenses in the near future, your risk capacity is greater. However, if you have children, your risk capacity may be lower, as you have less disposable income.
