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Make contactless payments
All PostFinance credit and debit cards are equipped with the contactless function. For small amounts, you can simply hold your card against the payment terminal, and your purchase is complete. You must enter your PIN with the PostFinance Card for sums over 100 francs (or 80 francs with Debit Mastercard) and with credit cards for sums over 80 francs.
Step by step
- Just hold your card in front of a card terminal with the contactless symbol
- Wait until the light flashes
- Your purchase has now been paid for
Activate or deactivate the contactless function
When making your first contactless payment, a transaction using your PIN is required.
PostFinance Card
The contactless function is activated as standard. You can deactivate the function at a Postomat or in e-finance. If you deactivate the card in e-finance, you will subsequently need to use your card with your PIN to apply the deactivation on the card.
PostFinance credit card
The contactless function cannot be deactivated for PostFinance credit cards.
Frequently asked questions
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Contactless payments can be made anywhere you see the contactless symbol. This is the case at most points of sale in Switzerland.
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Payments using the contactless function are secure for the following reasons:
- The card remains in your hand during the entire payment process
- Data exchange between the card’s chip and the card reader is only possible if you hold the card close to the reader
- You can only carry out one transaction each time you hold the card to the reader as the card’s security chip generates a one-off code for each transaction. Attempts to reuse this code or to use incorrect codes will be spotted immediately
- You must enter your PIN with the PostFinance Card for sums over 100 francs (or 80 francs with Debit Mastercard) and with credit cards for sums over 80 francs
- The card remains in your hand during the entire payment process