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The smart spender

Saving money is as natural to you as breathing. You know all the best ways to save. You often find things too expensive.
Our tip: don’t deny yourself everything – you should treat yourself once in a while.

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The “everything-under-control” type

You’ve got things worked out: save, but not at all costs. You know how to manage your disposable income so that what’s left over is what you hoped for.
Our tip: you can get more out of your capital by investing your money.

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The inconsistent type

You think saving is tremendous. But also really difficult. You know how to manage your money, but don’t really stick to it. You treat yourself to things and don’t worry about the cost.
Our saving tip: working out a budget will really pay off for you. This will provide you with a complete overview of your costs and allow you to better estimate your savings potential. Then you’ll have something left over for your dreams.

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The “take-it-easy” type

You have the potential to manage your finances more responsibly and to plan for the future.
Our tip: nobody gets anywhere without hard work. Start with small steps. Work out a budget, or start by setting up a standing order to pay a certain amount into your savings account each month. You can also take a look at these simple savings tips for everyday life.

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