Account overdraft limit

For flexible account management

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Bridge liquidity shortfalls with an account overdraft limit. For optimum cash management that gives you greater leeway in terms of liquidity.

Account overdraft limit: make sure you always have enough liquidity

Limits for bridging liquidity shortfalls in payment transactions
Account overdraft up to 20,000 francs (up to equivalent value in foreign currency also possible)
Competitive interest rates and transparent conditions

The following requirements must be met for a limit application:

Small and medium-sized enterprise domiciled in Switzerland
Business account has existed for at least 12 months
Sufficient creditworthiness (current extract from the debt collection register)
Revenue on business account
No active COVID-19 loan

Current interest conditions	9.5%
Term / Overdraft duration	The account overdraft serves to bridge short-term liquidity shortfall. The requested overdraft limit is granted for a maximum of one month (30 days). The account must have a positive balance at least once a month or at the latest once the time limit has expired.
Validity	The agreement is concluded for an indefinite period and can be cancelled in writing by either party at any time without giving reasons.
Currency	CHF or foreign currency

Interest only on actual credit amount requested
No stand-by charge and no credit commission
Credit limit possible without collateral

Arrange account overdraft limit

We will be pleased to set aside time for a personal consultation.