Apply for an account overdraft

Up to CHF 20,000 for short-term liquidity requirements

For overdrafts up to 30 days in succession
Limit amount depends on the revenue your company handles using PostFinance accounts
For accounts you’ve been using for at least twelve months
For operationally active companies headquartered in Switzerland

QR number

IBAN PostFinance business account/association account *

What limit may we check for you?

Requested account overdraft in CHF (1,000 to 20,000) *

We check the limit on a case-by-case basis for your company/association

We cannot guarantee the overdraft requested
Your limit depends on factors such as the annual revenue on PostFinance accounts

Annual revenue on your accounts	Maximum overdraft
Annual revenue on your accounts CHF 100,000	Maximum overdraft CHF 5,000
Annual revenue on your accounts CHF 200,000	Maximum overdraft CHF 10,000
Annual revenue on your accounts CHF 400,000	Maximum overdraft CHF 20,000

These are non-binding guide values. We also check the credit standing of the company/association.

The company/association...

is headquartered in Switzerland
has held a business/association account with PostFinance for at least twelve months
is operationally active and so not a holding or domiciliary company
does not have a COVID-19 loan
does not have any debt collection/seizure orders, and neither do any persons involved

Confirm requirements

Name of company/association *

ZIP *

City *

The contact must be an authorized signatory.

First name *

Last name *

Telephone number *