Thanks to the PostFinance EFT/POS (electronic funds transfer at the point of sale) contract, you can accept the PostFinance Card at your ep2 payment terminal in no time at all and also benefit from one of the lowest transaction prices in Switzerland.
EFT/POS
Accept the PostFinance Card in store and start collecting paymentsWith 2.4 million holders, the PostFinance Card is one of the most popular payment methods in Switzerland – and, above all, one of the cheapest card payment options. Acceptance of the PostFinance Card as a payment method is good for your customers and good for your business.
Accept the PostFinance Card in store: easily, securely and conveniently
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Cashless payments at the point of sale
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Reach more than 2.4 million PostFinance Card holders
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Increased security due to reduced use of cash
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Quick credit – one day after posting at the latest
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Free electronic credit advice and account statements
Preconditions
- Business account at PostFinance or a third-party bank
- Telephone or Internet connection
- “EFT/POS with PostFinance Card” contract
- ep2 EFT/POS device or pay-at-the-pump system
EFT/POS device suppliers
Don’t yet have an ep2-compatible terminal? You will find state-of-the-art PAX card readers at attractive prices in our online shop. In cooperation with Worldline, we can offer you the Link/2500 All in One, a mobile terminal at an attractive price and without fixed monthly costs.
With POS Payment Flex, PostFinance can also provide highly functional payment solutions which you can use to determine the payment methods and functions yourself.
More suppliers
The following providers also supply ep2-compatible payment terminals:
Pay-at-the-pump system suppliers
POS management system (PMS)
With the POS management system (PMS) for managing, assessing and monitoring terminal and transaction processes, you always have an overview – regardless or whether you are using a single or multi-terminal system or a company-wide solution with a branch network.
- Customers prove their identity with the card reader using their card and PIN
- The amount to be paid is checked, and if the account has sufficient credit balance, it is approved for payment within seconds
- The transactions are transmitted to PostFinance at daily closing
- The purchase amount is debited from the cardholder
- Amounts paid using the PostFinance Card are credited to the seller’s business account on the following day
Do you need more information or documents about accepting the PostFinance Card and collecting cashless payments on-site? Please contact:
Tel.: +41 58 667 98 74 (Monday to Friday, 8 a.m. to 5 p.m.)
E-mail: aqs@postfinance.ch
For all device-specific enquiries, please contact your device supplier.
| Number of transactions per year | Price per transaction |
|---|---|
| Number of transactions per year Up to 10,000 |
Price per transaction The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT. CHF 0.23 |
| Number of transactions per year Up to 50,000 |
Price per transaction The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT. CHF 0.22 |
| Number of transactions per year Up to 100,000 |
Price per transaction The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT. CHF 0.21 |
| Number of transactions per year Up to 500,000 |
Price per transaction The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT. CHF 0.20 |
| Number of transactions per year From 500,001 |
Price per transaction The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT. CHF 0.19 |
From 1 million transactions per year; price upon request.
| Flat-rate prices for low amounts | Price per transaction |
|---|---|
| Flat-rate prices for low amounts Amounts up to CHF 5 |
Price per transaction The price per transaction is not subject to VAT. CHF 0.05 |
| Flat-rate prices for low amounts Amounts between CHF 5 and CHF 10 |
Price per transaction The price per transaction is not subject to VAT. CHF 0.10 |
Communication costs
Communication costs due at the point of sale for technical reasons are charged to the contractual partner.
Data delivery prices
On paper |
Electronically (e-finance or e-mail) |
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Credit advice |
CHF 2 |
Free of charge |
RAF file |
Not possible |
Free of charge |
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No, you are free to choose between crediting a PostFinance account or an account at a third-party bank. If you use a PostFinance account, you will benefit from payment being credited quickly to your account, i.e. no later than a day after the transactions are submitted. If you use a bank account of a third-party bank, we cannot guarantee that payment will be made the following day.
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The fact that PostFinance is independent from card organizations allows it to set its own prices. What’s more, there are no interchange fees or levies involved, which would increase the prices.
