PostFinance Visa Business Card

Ideal for business travel and expenses

With the PostFinance Visa Business Card, you are well-served on business trips worldwide – whether paying online, in restaurants, hotels and shops or making cash withdrawals worldwide. Benefit from an attractive bonus programme and comprehensive insurance benefits on business trips.

PostFinance Visa Business Card: make payments and cash withdrawals worldwide

  • Bonus programme – with up to 0.6% cashback

  • Comprehensive insurance benefits on business trips

  • Management 24/7 in e-finance

  • Pay with Apple Pay, Google Pay, Samsung Pay and other providers

  • Individual limits can be set for each employee

Comprehensive insurance

With new insurance coverage, enjoy peace of mind on business trips at all time.

Preconditions

The company is domiciled in Switzerland or Liechtenstein and has a business account in CHF with PostFinance.

Card prices

Main card
CHF 80/year
Additional card
CHF 80/year

The annual fee is directly debited from the customer’s card balance.

Replacement cards

Via hotline/customer advisor
CHF 30 per card
Via e-finance
CHF 25 per card

Payments and cash withdrawals

Monthly spending limit
Individual
Transactions abroad incl. online shops of foreign retailers (CHF/foreign currencies)
1.7% processing surcharge 
Cash withdrawal at ATMs in Switzerland and abroad
3.5% commission (minimum CHF 10)
Lottery, betting and casino transactions
3.5% commission 
Monthly cash withdrawal limit
  • CHF 1,000/day from ATMs
  • Max. 40% of the spending limit

Payment methods

Monthly invoice payment deadline
20 days, default interest charged thereafter
Debit or invoice
Charged via Swiss Debit Direct, e-bill or with inpayment slip (free of charge in e-finance)
Annual interest rate in the event of default
9.5%
Increase in available amount
By inpayment to card account

With unlimited cashback for the business cards from PostFinance, you can benefit from a turnover reimbursement of 0.3%. In the first year you even receive a double bonus. The payment is made directly into your business account every six months, in June and December.

Cashback on the sales turnover achieved :

  • 0.6% in the first year
  • 0.3% from the second year

Travel insurance

Pay for at least 51% of your business trips with the PostFinance Visa Business Card and benefit from the integrated insurance benefits – at no added cost.

Benefits

  • Thanks to secure e-finance, you have your credit card under control at all times:

    • Real-time display of all your transactions, card limits and available amounts
    • Load credit onto your card to increase your available amounts
    • Receive free notifications about completed transactions (push or text notifications)
    • Block or unblock your card and order a replacement card or a replacement PIN
    • Set the preferred payment method for the monthly credit card invoice
  • Pay securely, more easily and quickly. Save the PostFinance Visa Business Card in Apple Pay, Samsung Pay, Google Pay or SwatchPay and TWINT.

  • Book your rented vehicle via the link below and pay with your PostFinance Visa Business Card. You will be granted the discount automatically.

    The link will open in a new window Book now at avis.ch

    Rental vehicles can be booked by calling The link will open in a new window +41 848 811 818. Quote the AWD number (Avis Worldwide Discount number). You can find it on the back of your Business Card.

  • Debit cards are often not accepted when booking accommodation, rental cars or flights. But a credit card guarantees the reservation.

  • Make secure payments worldwide with PostFinance credit cards thanks to the latest chip technology and 3-D Secure.

    3-D Secure – shop online easily and securely
    Make contactless payments with the card
    More information about card security

Apply for your new company credit card

To apply for the Visa Business credit card from PostFinance, you must first become a customer. As a business customer with an existing banking relationship with PostFinance, you can easily apply for the Visa Business company credit card online now.

You are a new business customer

For all customers who don’t yet have a business relationship with PostFinance

You are already a business customer

For existing business customers who want to apply for a company credit card

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