Mortgages at a glance

A stable or rising interest rate level, as the fixed-rate mortgage offers a fixed interest rate over the selected term.

• Secure planning thanks to calculable costs
• Security against rising interest rates
• Can be combined with the Saron mortgage
• Interest rate fixed up to 18 months in advance 

Two to 15 years

Fixed interest rate for the whole term

Direct amortization through repayment of regular contributions or indirect amortization through life insurance policies, the PostFinance Pension Funds or the PostFinance retirement savings account 3a.

CHF 100’000.–

Middling or high interest rate levels or an expected reduction in interest rates, as the interest rate for the Saron mortgage is constantly adapted based on the market. 

• Benefit from falls in interest rates
• Flexibility
• Can be switched or combined with the fixed-rate mortgage

Three years; option to switch to a fixed-rate mortgage at the end of each quarter

Every three months

Direct amortization through repayment of regular contributions or indirect amortization through life insurance policies, the PostFinance Pension Funds or the PostFinance retirement savings account 3a.

CHF 100’000.–