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- Mortgages at a glance
Mortgages at a glance
Whether it’s with a fixed interest rate or flexible interest rates with fixed protection: get an overview of the range of mortgages on offer from PostFinance.
Fixed interest rate
Fixed-rate mortgage
A stable or rising interest rate level, as the fixed-rate mortgage offers a fixed interest rate over the selected term.
- Secure planning thanks to calculable costs
- Security against rising interest rates
- Can be combined with the Saron mortgage
- Interest rate fixed up to 18 months in advance
Two to 15 years
Fixed interest rate for the whole term
Direct amortization through repayment of regular contributions or indirect amortization through life insurance policies, the PostFinance Pension Funds or the PostFinance retirement savings account 3a.
CHF 100’000.–
Flexible interest rate
Saron mortgage
Middling or high interest rate levels or an expected reduction in interest rates, as the interest rate for the Saron mortgage is constantly adapted based on the market.
- Benefit from falls in interest rates
- Flexibility
- Can be switched or combined with the fixed-rate mortgage
Three years; option to switch to a fixed-rate mortgage at the end of each quarter
Every three months
Direct amortization through repayment of regular contributions or indirect amortization through life insurance policies, the PostFinance Pension Funds or the PostFinance retirement savings account 3a.
CHF 100’000.–