PostFinance legal protection insurance provides you with financial protection in the event of everyday legal disputes, because a court case can quickly get costly. Piece together the coverage that suits you from the options we provide so that you feel at ease no matter what arises.
Supports you by offering advice and protecting your interests in legal cases and disputes covered by the policy and assumes the costs of necessary legal protection benefits.
Provides you with legal protection to your building in Switzerland or the Principality of Liechtenstein in which you reside, including the land and all associated structures, up to a maximum value of CHF 2,000,000.
Ownership and property law
Law of neighbours
Public law
Criminal law
Tort law
Contract for work and services and simple agency contract
Tenant legal protection (only in conjunction with private legal protection)
Extends your private legal protection to your capacity as tenant of a property situated in Switzerland or the Principality of Liechtenstein in which you reside.
Tenancy law
Contract for work and services and simple agency contract
To take out new legal protection insurance, you should cancel your current insurance policy. To do so, find out the notice period for your current policy. You can find the conditions either in the policy or the General Terms and Conditions of Insurance (GTCI).
Calculate your premium online with the PostFinance The link will open in a new window premium calculator. The quotation is valid for 30 days and can be accepted at any time. You can calculate the quotation in the cockpit itself using an existing PostFinance insurance login.
Take out your PostFinance legal protection insurance online in just a few minutes by accepting the insurance conditions in your online quotation and clicking on “Take out now”.
Once you have taken out the insurance policy, all the contractual documents will either be sent to you electronically or by post.
Legal protection insurance covers costs associated with legal disputes, e.g. court costs and procedural costs as well as lawyers’ fees and experts’ fees. The insurance coverage enables insured persons to dispute claims deemed to be unjustified, to assert claims for compensation or to appeal against a decision deemed to be unjustified. This applies without insured persons taking financial risks or having to make an advance payment.
Legal protection insurance protects insured persons against the financial consequences of a legal dispute. In order to be able to assert your rights in the event of legal disputes, you need the help of specialists. If no amicable solution can be reached in a first step, high lawyers’ fees and legal proceedings are unavoidable. If you take out legal protection insurance, you are given a guarantee that in case of any legal disputes, you will not have to waive your right and will be able to assert your claims.
The product is in principle aimed at all private individuals who live in Switzerland or the Principality of Liechtenstein.
The insurer is Assista Rechtsschutz AG, Chemin de Blandonnet 4, 1214 Vernier. Assista is the leading provider of legal protection insurance for private individuals on the Swiss market. In the context of PostFinance legal protection insurance, Assista Rechtsschutz AG bears the risk and processes claims.
The insurance discount applies to all PostFinance property insurance (car, motorcycle, travel and legal protection insurance) if you have a SmartPlus banking package as an individual (banking packages in the name of several people do not qualify for the discount). It does not apply to property insurance for which Great Lake Insurance SE is involved as the insurer. The discount is granted only once per insurance policy on an annual net premium (excluding taxes, duties, etc.) and is credited to your PostFinance private account within three months. The discount lapses or is not granted if your banking package is changed from Smart to SmartPlus and back within two years and/or if the policy is terminated and a new policy is taken out for the same insurance object.
It is not always clear whether a dispute already existed when the legal protection insurance contract was concluded. That is why a waiting period applies to certain areas of law.
Best legal protection insurance in Switzerland 2024
HZ Insurance, Handelszeitung and PME magazine have presented our partner Assista Rechtsschutz AG with the “Top Insurance 2024” award for private and traffic legal protection.
Discover your individual legal protection insurance now
Choose your ideal legal protection insurance now. We would be happy to help if you have any questions.
