Comprehensive insurance
With new insurance coverage for shopping and travel, our credit cards will give you peace of mind on the go.
PostFinance credit cards
Get money back on all purchases worldwideHowever you like – in Switzerland, abroad, and on a day-to-day basis: the PostFinance Mastercard® and Visa credit cards let you make cash-free payments anywhere with ease. Get money back with every purchase and benefit from attractive shopping and travel insurance.
PostFinance credit cards: every purchase counts
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Unlimited cashback of up to 1%
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Pay with Apple Pay, Google Pay, Samsung Pay and other providers
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Attractive shopping and travel insurance
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Reservation guarantee for bookings
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Flexible partial payment option
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Exclusive with Platinum: free cash withdrawals worldwide, Concierge Service, airport VIP access
Preconditions
- Domicile in Switzerland or Liechtenstein
- At least 18 years old
- Private account in CHF from PostFinance
Card prices
With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive an annual discount of CHF 50 on your credit card.
| Annual prices | Classic/Standard | Gold | Platinum |
|---|---|---|---|
| Annual prices Main card |
Classic/Standard CHF 50 |
Gold CHF 100 |
Platinum CHF 250 |
| Annual prices Partner card/second card |
Classic/Standard CHF 20 |
Gold CHF 40 |
Platinum
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Replacement cards
Via hotline/customer advisor |
CHF 30 per card |
|---|---|
Via e-finance |
CHF 25 per card |
Payments and cash withdrawals
Monthly spending limit |
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Transactions abroad incl. online shops of foreign retailers (CHF/foreign currencies) |
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Cash withdrawal at ATMs in Switzerland and abroad |
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Lottery, betting and casino transactions |
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Monthly cash withdrawal limit |
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Payment methods
Monthly invoice payment deadline |
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Partial payment |
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With unlimited cashback for the PostFinance credit cards, you can benefit from a turnover reimbursement of up to 1%. The payment is made directly into your private account in June and December.
Cashback on the sales turnover achieved :
| Cashback | Classic/Standard | Gold | Platinum |
|---|---|---|---|
| Cashback In the first year |
Classic/Standard 0.6% |
Gold 1.0% |
Platinum 1.0% |
| Cashback From the second year |
Classic/Standard 0.3% |
Gold 0.5% |
Platinum 0.5% |
Shopping and travel insurance
Unable to travel, for instance due to illness or an accident? Or have you lost your luggage? Has your mobile phone stopped working just after the warranty expired? No problem: pay with the PostFinance credit card, and the integrated insurance benefits will protect you at no extra cost.
Benefits
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Thanks to e-finance and the PostFinance App, you have your credit card under control at all times:
- Real-time display of all your transactions, your card limit and your available amount
- Load credit onto your card at any time to increase your available amount
- Receive free notifications about completed transactions (push or text notifications)
- Easily block or unblock your card and order a replacement card
- Select your preferred payment method for the monthly credit card invoice
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Book your hire car via the link below and pay with your PostFinance credit card. You will be granted the discount automatically.
The link will open in a new window Book now at avis.ch
Rental vehicles can also be booked by calling The link will open in a new window +41 848 811 818. Quote the AWD number (Avis Worldwide Discount number) during the call. You can find it on the reverse of your PostFinance credit card.
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Debit cards are often not accepted when booking accommodation, rental cars or flights. But a credit card guarantees the reservation.
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Make secure payments worldwide with PostFinance credit cards thanks to the latest chip technology and 3-D Secure.
3-D Secure – shop online easily and securely
Make contactless payments with the card
More information about card security -
Make safe, fast mobile payments. Store the PostFinance credit card with Apple Pay, Samsung Pay, Google Pay, SwatchPAY!, PostFinance TWINT, Garmin Pay and Fitbit Pay.
VIP and Concierge Service
Reserve a table, celebrate in a popular club, get tickets for a sports or cultural event, request Platinum insurance services – you can call our Concierge Service round the clock on The link will open in a new window +41 848 888 440 or you can send an e-mail to info@ervconcierge.ch. We will do everything we can to fulfil your wishes. You will be given preferential treatment by the experienced PostFinance team.
Priority Pass with two free airport lounge entries per year
Your PostFinance Visa Platinum Card and Priority Pass grants you access to countless airport lounges around the world. During longer flight layovers, a lounge is the perfect place for relaxation and refreshments.
Your gift:
- Priority Pass worth 89 euros
- Two lounge entries worth 60 euros per year
Worldwide cash withdrawal free of charge
Do you need cash from time to time? With your PostFinance Visa Platinum Card, cash withdrawals are free at ATMs in Switzerland and abroad.
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PostFinance Card with Debit Mastercard:
- Direct debit from your account
- Mobile payment: Apple Pay
PostFinance credit card:
- Bonus programme (cashback on sales turnover)
- Rental car benefits with AVIS
- Financial flexibility (monthly invoice, partial payment option)
- Reservation guarantee: often, debit cards are not accepted for booking accommodation, rental cars or flights. But a credit card guarantees the reservation.
- Mobile payments with: Apple Pay, Samsung Pay, Google Pay, Garmin Pay, Fitbit Pay or SwatchPAY!
- Value-added services depending on credit card: travel insurance, VIP and concierge service, Priority Pass with airport lounge access
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In terms of the service from PostFinance credit cards, there is no difference between a Visa and a Mastercard credit card. However, some retailers might accept only one of the two card issuers; this is indicated at the checkout or when you pay in their online shop.
Order Classic/Standard credit card
The perfect card for day-to-day, flexible shopping: get unlimited cashback of 0.6% for the first year and benefit from attractive shopping insurance.
Order Gold credit card
The card for stress-free travel and shopping: benefit from unlimited cashback of 1% for the first year as well as attractive shopping and travel insurance.
Order a Visa Platinum card
The feel-good card. Everything you need: unlimited cashback of 1% for the first year, Platinum insurance package for shopping and travel, Concierge Service, access to airport lounges and free cash withdrawals worldwide.
