With the PostFinance Mastercard® Value, you can shop online worldwide, make contactless payments at the checkout or withdraw cash – and get cashback on every purchase. You can load the credit onto your prepaid card quickly and easily in e-finance or in the PostFinance App.
Make purchases and withdraw cash worldwide
Pay with Apple Pay and Samsung Pay
Bonus programme – with up to 0.6% cashback
Manage 24/7 in e-finance and via the PostFinance App
With unlimited cashback for the Mastercard Value prepaid card from PostFinance, you benefit from a turnover reimbursement of 0.3%. In the first year you even receive a double bonus. The payment is made directly into your private account every six months, in June and December.
Cashback on the sales turnover achieved :
Thanks to e-finance and the PostFinance App, you have your prepaid card under control at all times:
Secure, easy and fast payment with your smartphone. The PostFinance Mastercard Value can be stored with the following providers:
Make secure payments worldwide with PostFinance credit cards thanks to the latest chip technology and 3-D Secure.
The applicant
The annual fee is debited directly from the card account.
Main card |
CHF 50 per year With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a discount of CHF 50 on your credit card. |
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Via hotline/customer advisor | CHF 30 per card |
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Via e-finance | CHF 25 per card |
Load credit onto your card in e-finance or with an inpayment slip |
Free of charge |
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Initial loading |
At least CHF 100 |
Maximum card balance |
CHF 10,000 |
Monthly spending limit |
None, the entire card balance is available |
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Transactions abroad incl. online shops of foreign retailers (CHF/foreign currencies) |
1.7% processing surcharge (The exchange rate (selling rate) used is set once a day and is valid for processing on the next working day.) |
Cash withdrawal at ATMs in Switzerland and abroad |
3.5% commission (minimum CHF 10) |
Lottery, betting and casino transactions |
3.5% commission (excluding Swisslos and Loterie Romande. The maximum commission is CHF 100.) |
Monthly cash withdrawal limit |
CHF 1,000/day from ATMs Max. credit loaded |
The prepaid card is suitable for customers who want extra security. As you have to top up the prepaid card with credit before you use it, you can limit your maximum spending amount.
Yes. You can use a prepaid card worldwide, wherever Mastercard cards are accepted, in shops and online.
Prepaid cards do not have a usual card limit. Before you can use the prepaid card, you have to top it up with money. This means that only the topped-up amount is available.
No. Prepaid cards cannot be overdrawn. The amount available is the amount that you previously loaded onto the card.
The prepaid card for full cost control: benefit from cashback of 0.6% in the first year.
