Apple Pay
Secure, simple, free: pay with Apple PayDiscover Apple Pay – the simple and secure way to pay. No cash, no cards, no fees. All you need is your iPhone or Apple Watch for a convenient and secure shopping experience.
Apple Pay: pay quickly and securely
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- Secure: your payment data is encrypted and transmitted contactlessly
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- Accepted: can also be used in many countries outside Switzerland
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- Convenient and easy: pay quickly with your iPhone or Apple Watch
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The use of Apple Pay is free of charge
There are two ways to add your PostFinance Cards to Apple Pay.
With the PostFinance App
Log in to the PostFinance App, and at the bottom right of the screen, select “•••” (More). Select the PostFinance Card you want to activate under “My cards”. Confirm by clicking the “Add to Apple Wallet” button.
With the Wallet app
- On an iPhone, open the Wallet app, tap the “+” sign in the top right and follow the instructions.
- On an Apple Watch, open the Apple Watch app on your iPhone, tap “Wallet & Apple Pay” and then “Add Card”.
In order to set up Apple Pay, you need:
- iPhone from iOS 16 , Apple Watch , iPad or Mac
- Apple Wallet app
- PostFinance Card combined with Debit Mastercard
- PostFinance credit card or prepaid card
How to pay using Apple Pay
Pay using Face ID
Double-click the side button on your iPhone, glance at your screen, then hold it near the reader.
Pay using Touch ID
Hold your iPhone near the reader with your finger on the Touch ID sensor.
Where to pay using Apple Pay
Use Apple Pay wherever you see one of these symbols.
Where to withdraw cash with Apple Pay
In Switzerland, you can also use Apple Pay to withdraw cash at Postomats that show the contactless symbol.
Apple Pay is one of the most secure payment methods. A unique number and one-time code is used for payment, not your card number. Your card number is never stored on your device or Apple servers and cannot be shared with retailers. To keep your purchases confidential, Apple Pay does not store any personal transaction data.
Security comparison: Apple Pay vs physical card
| Features | Apple Pay | Physical card |
|---|---|---|
| Features Authentication |
Apple Pay Biometric data |
Physical card PIN |
| Features Card data |
Apple Pay Encrypted card data |
Physical card Real card data |
| Features Anonymity |
Apple Pay No real card data for retailers |
Physical card The retailer knows the card data |
| Features Worldwide acceptance |
Apple Pay High level, depending on NFC terminals |
Physical card Very high level |
Our tip
Check your transactions regularly and report any suspicious activity.
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Apple Pay is free of charge for all users.
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Yes. There are no additional fees for users when making payments with Apple Pay. That includes payments abroad.
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Apple Pay is more secure than a physical debit or credit card. To use Apple Pay, you require Face ID, Touch ID or your personal device code when paying with your iPhone, iPad, Mac or Apple Watch.
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That depends on the type of card you have added to Apple Pay, and it works in the same way as payment via a physical card.
If you are using a debit card, the amount will be debited from your account straightaway. If you have added a credit card, the amount will be debited as part of your monthly invoice. When using a prepaid card, money must be loaded onto the card in advance.
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Yes, by using your personal device code, Face ID or Touch ID.
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Yes. No matter whether you have added your card to Apple Pay or TWINT or whether you pay with the physical card, you can benefit from our unlimited cash bonus programme.
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Yes, you can set up Apple Pay for several cards. For example, you can store a credit and a debit card.
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When you pay with Apple Pay, the same conditions apply as when you pay with your credit or debit card. Your only limit is therefore your card’s payment limit.
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You can find instructions on how to remove a payment method from your Apple ID at The link will open in a new window support.apple.com.
