A detailed description of how to set up your Garmin watch can be found directly on The link will open in a new window support.garmin.com.
Garmin Pay
Contactless payment with your smartwatchPay easily and securely on the go with Garmin Pay – no need for your wallet. Add your PostFinance cards on your Garmin smartwatch and enjoy contactless payments wherever contactless payment is possible – fast, easy and secure.
Garmin Pay: fast, secure and accepted worldwide
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Speed: pay in seconds with your Garmin smartwatch
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Security: your data are protected by advanced technologies
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Acceptance: you can use Garmin Pay at contactless terminals worldwide
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Simple set up: link your accounts quickly and easily
Set up your PostFinance cards for Garmin Pay
In order to use your Garmin watch with payment function as a payment method, you first have to activate it and link it to your PostFinance card.
- Install and open the Garmin Connect app on your smartphone
- Tap on the Garmin device that you want to activate for Garmin Pay
- Tap on Garmin Pay and on Add card
- After you have entered your PostFinance card and your contact details and confirmed these, you will be asked to verify your credit card.
- You will receive a confirmation that your card has been added successfully, and you’re all set!
To set up Garmin Pay you need:
- A Garmin smartwatch or another compatible Garmin device that supports Garmin Pay
- A compatible smartphone with a current version of the operating system (iOS or Android) so you can use the Garmin Connect app to add cards
- A PostFinance Card combined with Debit Mastercard
- Credit or prepaid card from PostFinance
- A Garmin Connect account and the Garmin Connect app on your smartphone
How to make a contactless payment with Garmin Pay
- To start making a payment, press the button on your smartwatch for Garmin Pay and enter your PIN
- Select the card you want to pay with
- Hold your smartwatch near the contactless payment terminal. As soon as the terminal recognizes the payment, the transaction is processed and you receive a confirmation
- You receive a notification on your smartwatch and in the Garmin Connect app to confirm that the payment has been successful
In today’s digital world, payment security is crucial. Garmin Pay and physical cards offer various security mechanisms to protect your payment information. While physical cards rely on traditional methods like chip and PIN technology, Garmin Pay uses advanced digital security technologies.
Security comparison: Garmin Pay vs physical card
| Feature | Garmin Pay | Physical card |
|---|---|---|
| Feature Data encryption |
Garmin Pay Encrypted data transfer and unique digital code |
Physical card Card information on magnetic strip/chip |
| Feature Data storage |
Garmin Pay No storage of sensitive data on the device |
Physical card Card information physically on the card |
| Feature Showing card information |
Garmin Pay Card information hidden in the app |
Physical card Information visible on the physical card |
| Feature Access control |
Garmin Pay Only the user with the PIN / biometric data can make a payment |
Physical card Any person with the card can potentially make a payment |
Our tip: check your transactions regularly and report any suspicious activity
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Garmin Pay is a contactless payment service you can use to make payments using compatible Garmin smartwatches. Add your cards in the Garmin Connect app and make payments easily by holding the watch near a payment terminal.
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Garmin Pay is supported by various models, including the Forerunner, Fenix, Vivoactive and Venu series. A full list is available on the Garmin website.
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Your can use Garmin Pay wherever contactless payments are accepted, nationally and internationally.
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Garmin Pay is free of charge for all users.
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Block your cards immediately. You can also deactivate the payment processes in the Garmin Connect app.
