Mortgage interest rates for new business valid as of 27.09.2024
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Mortgage interest rates
PostFinance offers attractive interest rates for fixed-rate mortgages with terms from two to 15 years and for the Saron mortgage with a term of three years.
The interest rates are standard rates for the best creditworthiness of owner-occupied home ownership. Data is given for information purposes only and is non-binding.
Term | Interest rate |
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Term 2-year fixed-rate mortgage |
Interest rate from 1.49% |
Term 5-year fixed-rate mortgage |
Interest rate from 1.54% |
Term 10-year fixed-rate mortgage |
Interest rate from 1.66% |
Term 15-year fixed-rate mortgage |
Interest rate from 1.79% |
Term 3-year Saron mortgage |
Interest rate Compounded SARON® 3 months + from 0.79% Marge |
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Mortgage interest rates for new business valid as of 27.09.2024
Fixed mortgage
Term Interest rate Term 2 yearsInterest rate from 1.49%Term 3 yearsInterest rate from 1.49%Term 4 yearsInterest rate from 1.51%Term 5 yearsInterest rate from 1.54%Term 6 yearsInterest rate from 1.57%Term 7 yearsInterest rate from 1.59%Term 8 yearsInterest rate from 1.62%Term 9 yearsInterest rate from 1.66%Term 10 yearsInterest rate from 1.66%Term 11 yearsInterest rate from 1.74%Term 12 yearsInterest rate from 1.75%Term 13 yearsInterest rate from 1.78%Term 14 yearsInterest rate from 1.79%Term 15 yearsInterest rate from 1.79%Saron mortgage
Term3 yearsInterest period3 monthsBase interest rate + guide marginCompounded SARON® 3 months + from 0.79% Marge -
Interest rate forecast
Our interest rate forecast gives you an in-depth analysis of the current economic situation and the projected interest rate performance.
Historical interest rate performance
Find out in the graphic below how interest rates for the three-, five- and ten-year fixed-rate mortgage have performed since 2003.
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Firstly, external factors such as the economic situation and the Swiss National Bank’s (SNB) policy rate. Secondly, your personal financial situation, including your income, your affordability and your loan-to-value ratio.
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During periods of lower interest rates, a fixed-rate mortgage with a fixed interest rate is useful for long-term planning security. The Saron mortgage is flexible and adapts to market conditions. When interest rates are middling or high and a reduction in interest rates is expected, the Saron mortgage is a good option. In addition to the current interest rate, the best model for you depends on your risk appetite and long-term plans.
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