Compare life insurance offers

PostFinance life insurances give you the opportunity to close any gaps in your pension planning and protect your loved ones from the financial consequences of death and incapacity for work. You can safely and sustainably invest capital for your retirement or invest existing capital in a smart way and get tax benefits as well as inheritance and bankruptcy privileges. We offer our life insurance policies in collaboration with our long-time partner AXA.

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We will give you one monthly premium free of charge (up to a maximum of 1,000 francs) if you take out a “SmartFlex pension plan” or a plan that purely provides risk insurance in a PostFinance branch by 30 April 2025.

Life insurance savings SmartFlex pension plan

Life insurance savings

SmartFlex pension plan

A smart and flexible pension plan for building wealth
  • Retirement provision as a supplement to pillars 1 and 2
  • Low fund fees of 0.2–0.4% per year, depending on the investment theme
  • Various death benefit options for the financial protection of your family members
  • Variations in fixed or flexible retirement savings (pillars 3a/3b)
  • Regular premium payments: monthly, quarterly, half-yearly or annually
  • Option: premium waiver in the event of incapacity to work
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Single premium policy SmartFlex capital plan

Single premium policy

SmartFlex capital plan

Invest your money cleverly and benefit from tax advantages
  • One-time investment of assets within a pension or inheritance plan
  • Endowment insurance in pillar 3b
  • Low fund fees of 0.2–0.4% per year, depending on the investment theme
  • Prime rate on safety capital fix currently 2.2%
  • Various free security options
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Risk insurance policies Death and incapacity for work

Risk insurance policies

Death and incapacity for work

The targeted risk protection for your loved ones and for maintaining your standard of living
  • Protection against the financial consequences of death or incapacity to work
  • Guaranteed capital payable on death to provide financial security for your dependants – constant or decreasing insured sum
  • In the event of incapacity to work: guaranteed pension as supplementary income
  • Regular premium payments: monthly, quarterly, half-yearly or annually
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