Savings account

The secure and flexible alternative to your piggy bank

The savings accounts from PostFinance are ideal for saving money securely and flexibly. Whether it’s for your future plans, your holidays or a long-held dream.

Savings account: the ideal complement to your private account

Available in CHF and EUR
Save money securely and flexibly
Ideal complement to your private account
Up to 0.10% interest

An account card for the savings account is available on request
Quarterly / annual account statement
Annual interest statement
Can be managed as an individual or partner account

Savings accounts in banking packages

Savings accounts are managed in the Smart, SmartPlus or SmartStudents banking package.

More information on banking packages

Number of free withdrawals/payment slips	10 withdrawals per customer and calendar year (partner accounts count as one customer) CHF 8 for each additional withdrawal
Amount not subject to notice	CHF 100,000 per customer and calendar year (partner accounts count as one customer) 3 months’ notice period for larger amounts Withdrawal notices are valid for 30 days beyond the notice deadline. No written notice is required for transfer to PostFinance services (with the exception of PostFinance private account withdrawals).
If the notice period is not observed	Charge of 1% of the amount exceeding the limit is charged at end of the month

PostFinance account card	CHF and EUR: free of charge
Cash withdrawals at Postomats	CHF and EUR: free of charge
Cash withdrawals at post office counters	CHF: free of charge EUR: 1% of the withdrawal amount

Balances	Interest CHF	Interest EUR
Balances Up to CHF 50'000.– / EUR 50'000.–	Interest CHF 0.10%	Interest EUR 0.10%
Balances From CHF 50'000.– / EUR 50'000.–	Interest CHF 0.00%	Interest EUR 0.00%
Balances Debit interest for negative balances	Interest CHF 9.50%	Interest EUR 9.50%

All interest rates at a glance

Whether you want to close your current bank account or redistribute your assets, we’ll be happy to help.

Close your current bank account

Please fill in at least the first page of the form
Sign the form
Send it to your current bank

Bank account cancellation form (PDF) The link will open in a new window

Services and prices for private customers (PDF) The link will open in a new window

How can I make payments for a savings account?

Payments for your savings account and e-savings account can be made using e-finance. For the savings account, payment orders can also be made on paper. Please note the withdrawal conditions.

Withdrawal limits	Account card in CHF	Account card in EUR
Withdrawal limits Cash withdrawals at Postomats	Account card in CHF CHF 1,000/day	Account card in EUR EUR 700/day
Withdrawal limits Monthly limit per card	Account card in CHF CHF 5,000	Account card in EUR EUR 4,000
Withdrawal limits Monthly limit per card (relevant only if several account cards belong to the same account)	Account card in CHF CHF 5,000	Account card in EUR EUR 4,000
Withdrawal limits Withdrawals at post offices	Account card in CHF Within the limit of available account funds	Account card in EUR Within the limit of available account funds