PostFinance Mastercard Value

Cashback worldwide with every purchase
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With the PostFinance Mastercard® Value, you can shop online worldwide, make contactless payments at the checkout or withdraw cash. Get money back with every purchase and benefit from attractive shopping and travel insurance. You can load the credit onto your prepaid card quickly and easily in e-finance or in the PostFinance App.

PostFinance Mastercard Value: the prepaid card for added security

  • Reloadable credit

  • Shopping insurance included

  • Manage 24/7 in e-finance and via the PostFinance App

  • Pay with Apple Pay, Google Pay, Samsung Pay and other providers

  • Bonus programme – with up to 0.6% cashback

Comprehensive insurance

With new insurance coverage, shop with peace of mind at any time with the PostFinance Mastercard Value.

  • Preconditions

    • Domicile in Switzerland or Liechtenstein
    • At least 12 years old
    • Private account in CHF from PostFinance

    Card price

    The annual fee is debited directly from the card account.

    Main card

    CHF 50 per year

     

    Free with SmartPlus, SmartStudents and SmartYoung banking packages

    Replacement cards

    Via hotline/customer advisor
    CHF 30 per card
    Via e-finance
    CHF 25 per card

    Load credit onto your card

    Load credit onto your card in e-finance or with an inpayment slip
    Free of charge
    Initial loading
    At least CHF 100
    Maximum card balance
    CHF 10,000

    Payments and cash withdrawals

    Monthly spending limit
    • None, the entire card balance is available
    Transactions abroad incl. online shops of foreign retailers (CHF/foreign currencies)
    • 1.7% processing surcharge
    • The exchange rate (selling rate) used is set once a day and is valid for processing on the next working day
    Cash withdrawal at ATMs in Switzerland and abroad
    • 3.5% commission (minimum CHF 10)
    • Max. CHF 1,000/day
    Lottery, betting and casino transactions
    • 3.5% commission (maximum CHF 100)
    • Excluding Swisslos and Loterie Romande
    Monthly cash withdrawal limit
    • Max. credit loaded

  • With unlimited cashback for the Mastercard Value prepaid card from PostFinance, you benefit from a turnover reimbursement of 0.3%. In the first year you even receive a double bonus. The payment is made directly into your private account every six months, in June and December.

    Cashback on the sales turnover achieved :

    • 0.6% in thefirst year
    • 0.3% from the second year

  • Shopping insurance

    Has your mobile phone stopped working just after the warranty expired? Do you see the first laptop you purchased at a lower price a few days later? No problem: pay with the PostFinance prepaid card, and the integrated insurance benefits will protect you – and at no extra cost.

    File a claim at erv.ch The link will open in a new window

    Benefits

    • Thanks to e-finance and the PostFinance App, you have your prepaid card under control at all times:

      • Real-time display of all your transactions and available amounts
      • Load credit onto your card to increase your available amounts
      • Receive free notifications about completed transactions (push or text notifications)
      • Block or unblock your card and order a replacement card or a replacement PIN

    • Make safe, fast mobile payments. Save the PostFinance Mastercard Value in Apple Pay, Samsung Pay, Google Pay or SwatchPay.

    • Make secure payments worldwide with PostFinance credit cards thanks to the latest chip technology and 3-D Secure.

      3-D Secure – shop online easily and securely
      Make contactless payments with the card
      More information about card security

    • The prepaid card is suitable for customers who want extra security. As you have to top up the prepaid card with credit before you use it, you can limit your maximum spending amount.

    • Yes. You can use a prepaid card worldwide, wherever Mastercard cards are accepted, in shops and online.

    • Prepaid cards do not have a usual card limit. Before you can use the prepaid card, you have to top it up with money. This means that only the topped-up amount is available.

    • No. Prepaid cards cannot be overdrawn. The amount available is the amount that you previously loaded onto the card.

Order a Mastercard Value

The card for added security when topping up: get unlimited cashback of 0.6% for the first year and benefit from attractive shopping insurance.

Order as a new customer

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