The 1Money app enables you to document and analyse your income and expenses with ease. A wide range of expense categories (e.g. Groceries, Restaurant, Leisure, Transport and Gifts) are already preset in the app. And all categories that are missing can be added by users themselves with just a click. If you enter your ongoing expenses consistently, you’ll be rewarded with informative pie and bar charts showing what you spend your money on and how much you spend. 1Money also calculates the daily, weekly and monthly average for your spending.

The MoneyControl app also enables easy entry of income and expenses. Practical features include the ability to enter income and expenses on fixed dates (fixed entries) and attach photos of receipts. The option to select different payment methods (e.g. cash, credit card or savings account) allows you to see where your money is going and where it’s located. The diagram on the homepage shows your expenses and remaining budget for the current month. The special thing about the app is that it’s suited to families, flat-shares, associations and other groups: income, expenditure and payment accounts can be assigned to specific people or groups. Thanks to synchronization (available only in the Premium version), a joint household account book can be managed on several devices, enabling all members of the group to view the finances. 

Tip

Do you often go out in a group? With PostFinance TWINT, you can split restaurant bills and other amounts with ease.

The Money Manager app is ideal for anyone who prioritizes maximum precision when documenting their finances. You can enter the date, amount and category for each expense (the key categories are already preset; you can add all others yourself, including a label and suitable emoji). What’s more, you can add notes and a description, including a photo, to the payment method for each expense. This allows your income and expenses to be displayed in itemized form, right down to the smallest detail. You can also enter recurring expenses in Money Manager, and these can then be included in your budget planning. All statistics and income can be sorted by date.

Pennies is a classic budget planner that enables you to create and manage private budgets. In Pennies, you first enter the purpose (e.g. birthday party, holiday, e-bike), frequency (e.g. weekly, monthly, yearly, one-off) and starting date of your saving plan, as well as the amount you want to save. Once this information has been provided, you have to enter your expenses and income on an ongoing basis, and you can monitor in real time how these affect your budget. In the detailed view of the budget, you can see the remaining days and amount. Pennies not only allows you to create different budgets, but also to move amounts back and forth between budgets.

The Today’s Budget app helps users to keep their personal expenses under control and save a little bit every day. To get started, you have to enter your income (e.g. salary), your fixed costs for accommodation, insurance, electricity and subscriptions, etc., and the amount you’d like to save. The app then show you how much money you can spend every day without feeling guilty. After this, you enter all your expenses whenever necessary. If you’ve spent too much in one day, your daily amount for the following day will be reduced. If you’ve saved money, you’ll have more available the next day. You can see how much of your daily budget is still available at any time on the homepage. The “Insights” menu offers diagrams showing you where your money comes from, where it goes and/or how your income and expenses change over time.