Our positioning: Change of mood

Compared to the previous two months, last month saw no major market turbulence. The stock markets made further gains and actually hit new all-time highs in the USA. It seems that greater confidence has returned to the financial markets and the rising tensions in the Middle East have done surprisingly little to change this.

In light of the Federal Reserve’s interest rate turnaround and the robust US economy, financial markets are growing more confident. However, leading economic indicators remain gloomy, which is why we are maintaining our cautious positioning.

Upward pressure on capital market interest rates

The main factor contributing to the financial markets’ mood swing was the interest rate turnaround initiated by the US Federal Reserve (Fed). In mid-September, the Fed lowered policy rates for the first time in this economic cycle, by a full 50 basis points. It also held out the prospect of further interest rate cuts this year and next, announcing that it would do everything possible to prevent the US economy from cooling down too much. The concerns about an economic slowdown implied by this announcement had only a temporary impact on market participants.

Elsewhere, economic data published last month suggest continued robust growth in the US economy. And the slowdown on the US labour market has not continued. Against this backdrop, long-term interest rates rose significantly despite the interest rate turnaround. In mid-September, 10-year US government bonds were still yielding 3.7 percent. They are now at over 4.2 percent. This upward pressure spread to capital market interest rates in other industrial nations. At the same time, corporate bond spreads narrowed significantly last month and are at a level that would tend to indicate good economic times. By contrast, the mood among US companies continues to paint a gloomy economic picture. It means long-term interest rates in the USA have a higher downside risk, which is why we continue to favour US government bonds over Swiss bonds.

Economic situation remains difficult

Meanwhile, the economic situation in Europe and China remains difficult. Growth in Europe continues to be sluggish and sentiment in large parts of the economy remains pessimistic. In China, it is not even clear whether the economy has bottomed out. The domestic economy remains weak, foreign trade lacks impetus and prices on the real estate market continue to fall unchecked. Against this backdrop, the Chinese government is attempting to provide support with monetary policy measures. For now, however, this seems to be mainly supporting the equity market: following the announcement of the support measures, Chinese stock markets posted a significant recovery and have now recorded an annual performance of over 15 percent. It is doubtful how long this development will last though. Given this difficult situation worldwide, we are maintaining our cautious positioning.

Minor changes to strategic positioning

However, there are minor changes in the strategic positioning of our portfolios. We review the strategic portfolio weightings for our customers annually. In the “Sustainable” and “Switzerland” focus areas, there was a need to slightly adjust the regional equity market allocation in favour of the US equity market. We have implemented these changes accordingly in the portfolios.

Performance of asset classes

Currencies1 month in CHFYTD in CHF1 month in LC YTD in LC
Currencies
EUR
1 month in CHF
0.0%
YTD Year-to-date: since the start of the year in CHF

1.2%

1 month in LC Local currency
0.0%
YTD Year-to-date: since the start of the year in LC Local currency
1.2%
Currencies
USD
1 month in CHF
2.0%
YTD Year-to-date: since the start of the year in CHF
2.9%
1 month in LC Local currency
2.0%
YTD Year-to-date: since the start of the year in LC Local currency
2.9%
Currencies
JPY
1 month in CHF
–4.1%
YTD Year-to-date: since the start of the year in CHF
–3.1%
1 month in LC Local currency
–4.1%
YTD Year-to-date: since the start of the year in LC Local currency
–3.1%

Equities1 month in CHFYTD in CHF
1 month in LC YTD in LC
Equities
Switzerland
1 month in CHF
1.4%
YTD Year-to-date: since the start of the year in CHF
11.3%
1 month in LC Local currency

1.4%

YTD Year-to-date: since the start of the year in LC Local currency
11.3%
Equities
World
1 month in CHF
4.9%
YTD Year-to-date: since the start of the year in CHF
22.7%
1 month in LC Local currency
2.9%
YTD Year-to-date: since the start of the year in LC Local currency
19.3%
Equities
USA
1 month in CHF
6.1%
YTD Year-to-date: since the start of the year in CHF
26.7%
1 month in LC Local currency
4.1%
YTD Year-to-date: since the start of the year in LC Local currency
23.2%
Equities
Eurozone
1 month in CHF
1.4%
YTD Year-to-date: since the start of the year in CHF
11.5%
1 month in LC Local currency
1.4%
YTD Year-to-date: since the start of the year in LC Local currency
10.2%
Equities
United Kingdom
1 month in CHF
1.7%
YTD Year-to-date: since the start of the year in CHF
16.5%
1 month in LC Local currency
0.9%
YTD Year-to-date: since the start of the year in LC Local currency
11.0%
Equities
Japan
1 month in CHF
1.4%
YTD Year-to-date: since the start of the year in CHF
12.6%
1 month in LC Local currency
5.8%
YTD Year-to-date: since the start of the year in LC Local currency
16.2%
Equities
Emerging markets
1 month in CHF
7.9%
YTD Year-to-date: since the start of the year in CHF
17.5%
1 month in LC Local currency
5.8%
YTD Year-to-date: since the start of the year in LC Local currency
14.2%

Fixed income1 month in CHFYTD in CHF
1 month in LC YTD in LC
Fixed income
Switzerland
1 month in CHF
0.4%
YTD Year-to-date: since the start of the year in CHF
3.9%
1 month in LC Local currency

0.4%

YTD Year-to-date: since the start of the year in LC Local currency
3.9%
Fixed income
World
1 month in CHF
0.0%
YTD Year-to-date: since the start of the year in CHF
4.4%
1 month in LC Local currency
–1.9%
YTD Year-to-date: since the start of the year in LC Local currency
1.5%
Fixed income
Emerging markets
1 month in CHF
2.2%
YTD Year-to-date: since the start of the year in CHF
11.3%
1 month in LC Local currency
0.2%
YTD Year-to-date: since the start of the year in LC Local currency
8.2%

Alternative investments1 month in CHFYTD in CHF
1 month in LC YTD in LC
Alternative investments
Swiss real estate
1 month in CHF
3.9%
YTD Year-to-date: since the start of the year in CHF
10.1%
1 month in LC Local currency

3.9%

YTD Year-to-date: since the start of the year in LC Local currency
10.1%
Alternative investments
Gold
1 month in CHF
5.9%
YTD Year-to-date: since the start of the year in CHF
32.4%
1 month in LC Local currency
3.9%
YTD Year-to-date: since the start of the year in LC Local currency
28.7%

Our positioning – Swiss focus

LiquidityTAA old TAA new
Positioning
Liquidity
CHF
TAA old Tactical asset allocation: short- to medium-term positioning
1%
TAA new Tactical asset allocation: short- to medium-term positioning
1%
Positioning Positioning compared to long-term investment strategy
Neutral
Liquidity
Money market CHF
TAA old Tactical asset allocation: short- to medium-term positioning
2.0%
TAA new Tactical asset allocation: short- to medium-term positioning
2.0%
Positioning Positioning compared to long-term investment strategy
Underweighted
Liquidity
Money market JPY
TAA old Tactical asset allocation: short- to medium-term positioning
2.0%
TAA new Tactical asset allocation: short- to medium-term positioning
2.0%
Positioning Positioning compared to long-term investment strategy
Overweighted
Liquidity
Total
TAA old Tactical asset allocation: short- to medium-term positioning
5.0%
TAA new Tactical asset allocation: short- to medium-term positioning
5.0%
Positioning Positioning compared to long-term investment strategy
Neutral

Equities
TAA old TAA new
Positioning
Equities
Switzerland
TAA old Tactical asset allocation: short- to medium-term positioning
25.0%
TAA new Tactical asset allocation: short- to medium-term positioning
25.0%
Positioning Positioning compared to long-term investment strategy
Overweighted
Equities
USA
TAA old Tactical asset allocation: short- to medium-term positioning
6.0%
TAA new Tactical asset allocation: short- to medium-term positioning
8.0%
Positioning Positioning compared to long-term investment strategy
Heavily underweighted
Equities
Eurozone
TAA old Tactical asset allocation: short- to medium-term positioning
3.0%
TAA new Tactical asset allocation: short- to medium-term positioning
2.0%
Positioning Positioning compared to long-term investment strategy
Underweighted
Equities
United Kingdom
TAA old Tactical asset allocation: short- to medium-term positioning
2.0%
TAA new Tactical asset allocation: short- to medium-term positioning
2.0%
Positioning Positioning compared to long-term investment strategy
Neutral
Equities
Japan
TAA old Tactical asset allocation: short- to medium-term positioning
2.0%
TAA new Tactical asset allocation: short- to medium-term positioning
2.0%
Positioning Positioning compared to long-term investment strategy
Neutral
Equities
Emerging markets
TAA old Tactical asset allocation: short- to medium-term positioning
10.0%
TAA new Tactical asset allocation: short- to medium-term positioning
9.0%
Positioning Positioning compared to long-term investment strategy
Overweighted
Equities
World value
TAA old Tactical asset allocation: short- to medium-term positioning
2.0%
TAA new Tactical asset allocation: short- to medium-term positioning
2.0%
Positioning Positioning compared to long-term investment strategy
Overweighted
Equities
Total
TAA old Tactical asset allocation: short- to medium-term positioning
50.0%
TAA new Tactical asset allocation: short- to medium-term positioning
50.0%
Positioning Positioning compared to long-term investment strategy
Neutral

Fixed incomeTAA old TAA new
Positioning
Fixed income
Switzerland
TAA old Tactical asset allocation: short- to medium-term positioning
15.0%
TAA new Tactical asset allocation: short- to medium-term positioning
15.0%
Positioning Positioning compared to long-term investment strategy
Underweighted
Fixed income
World
TAA old Tactical asset allocation: short- to medium-term positioning
10.0%
TAA new Tactical asset allocation: short- to medium-term positioning
10.0%
Positioning Positioning compared to long-term investment strategy
Neutral
Fixed income
Emerging markets
TAA old Tactical asset allocation: short- to medium-term positioning
6.0%
TAA new Tactical asset allocation: short- to medium-term positioning
6.0%
Positioning Positioning compared to long-term investment strategy
Neutral
Fixed income
US government bonds 
TAA old Tactical asset allocation: short- to medium-term positioning
2.0%
TAA new Tactical asset allocation: short- to medium-term positioning
2.0%
Positioning Positioning compared to long-term investment strategy
Overweighted
Fixed income
Total
TAA old Tactical asset allocation: short- to medium-term positioning
33.0%
TAA new Tactical asset allocation: short- to medium-term positioning
33.0%
Positioning Positioning compared to long-term investment strategy
Neutral

Alternative investmentsTAA old TAA new
Positioning
Alternative investments
Swiss real estate
TAA old Tactical asset allocation: short- to medium-term positioning
7.0%
TAA new Tactical asset allocation: short- to medium-term positioning
7.0%
Positioning Positioning compared to long-term investment strategy
Neutral
Alternative investments
Gold
TAA old Tactical asset allocation: short- to medium-term positioning
5.0%
TAA new Tactical asset allocation: short- to medium-term positioning
5.0%
Positioning Positioning compared to long-term investment strategy
Neutral
Alternative investments
Total
TAA old Tactical asset allocation: short- to medium-term positioning
12.0%
TAA new Tactical asset allocation: short- to medium-term positioning
12.0%
Positioning Positioning compared to long-term investment strategy
Neutral
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